The first one I did way back (the one with the scroll) was transparent but I was using it here, on the WH site and the Eden site back when we running MC. The transparency for whatever reasons did not work well on the Eden site so I just made 3 different background layers with the appropriate matching color and hid the 2 that wasnt needed..... that way I only had to update the "level" text once, and could save the 3 different versions.
When I changed to this one, the shadow "glow" I put around the the main text sorta screwed around with the color pallete on the transparency so I had to go back to the solid dark blue background.
I'm old... and habits are hard to break... plus it just works better for me to have the correct background color.
So there.....